The Right Mortgage Loan for You
Simple
We take the complexity out of mortgages by streamlining the home loan process.
Thorough
We review all financial documents upfront to get you pre-approved fast.
Accessible
We're available any time of day to answer the questions you have.
Accurate
Our Staff of loan officers are educated, licensed, and well-trained.
Calculate Your Mortgage Payment
It might be less than you think
29%
of Renter’s Income is Spent
on housing compared to 15% of income homeowners spend on a mortgage.
3-5%
Appreciation Per Year
is the average for real estate. This average outperforms the rate of inflation.
11%
Average Annual Return
over the past 50 years, real-estate value has increased at an average of 11% annually.
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Check your mortgage loan options with one of The Mortgage Firm’s trusted Ocala and Gainesville lenders. Answer a few questions below and connect with a lender who can help you find the right loan and save today!
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When you're ready, The Mortgage Firm North Central Florida is ready too - 24 hours a day, 7 days a week.
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1
Mortgage Pre-Approval
It’s easy to apply. We need to check things like your credit score and employment to see what you qualify for in a home loan.
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2
House Hunting And Offer
Once pre-approved, you're ready to find a home and make an offer. Once you have a home under contract the loan application process can begin.
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3
Mortgage Loan Application
If your application is in order and you do qualify, you can get a pre-approval letter to show sellers you’re a serious buyer and what you can offer.
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4
Processing
Now that you’re pre-approved for a mortgage loan, you’re ready to go house shopping and purchase the home of your dreams or keep the one you have!
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5
Underwriting
If your application is in order and you do qualify, you can get a pre-approval letter to show sellers you’re a serious buyer and what you can offer.
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6
Close
Now that you’re pre-approved for a mortgage loan, you’re ready to go house shopping and purchase the home of your dreams in North Central Florida or keep the one you have!
Articles
Learn everything you need to know about home buying, refinancing, and general mortgage topics in Gainesville and Ocala Florida.
Why You Should Choose A Direct Lender
October 7, 2022
15 vs 30-Year Mortgage: Pros and Cons
July 6, 2020
Refinancing Guide: The What, Why, and How
July 6, 2020