We understand that home buying can be a complicated process and have the experience and expertise to help. Our goal is to help you get the home you want and empower you during the process.
Curious about your qualifications, payment options, or just have a few questions? Give us a call, we’d love to help point you in the right direction.
Just getting started with the home buying process and need a pre-approval letter? Apply online and our team will be glad to help.
Found the perfect home and just need some help securing the right financing? We’re here to help you get the right mortgage for your home.
For borrowers with good credit, balanced income and debt, and some down payment, conventional loans are often the least complicated and most flexible mortgage loan option for Gainesville, Ocala, and North Central Florida Home Buyers.
Features of a conventional loan
Learn more about Conventional Home Loans
FHA Loans, insured by the Federal Housing Administration (FHA), are often the best option for homebuyers in Gainesville, Ocala, and North Central Florida who need a little extra flexibility when qualifying for a new home mortgage.
Features of an FHA loan
Learn more about FHA Loans
The Department of Veterans Affairs (VA) offers to finance primary residences for Veterans. As such, the VA determines eligibility and issues a certificate to qualifying applicants to submit to a mortgage lender of their choice.
Features of a VA loan
Learn more about VA Loans
The US Department of Agriculture USDA provides low down payment options to qualified borrowers, at very low-interest rates, with low mortgage insurance premiums.
Features of a USDA loan
Learn more about USDA Loans
When you're ready, The Mortgage Firm North Central Florida is ready too - 24 hours a day, 7 days a week.
Mortgage Pre-Approval
It’s easy to apply. We need to check things like your credit score and employment to see what you qualify for in a home loan.
House Hunting And Offer
Once pre-approved, you're ready to find a home and make an offer. Once you have a home under contract the loan application process can begin.
Mortgage Loan Application
If your application is in order and you do qualify, you can get a pre-approval letter to show sellers you’re a serious buyer and what you can offer.
Processing
Now that you’re pre-approved for a mortgage loan, you’re ready to go house shopping and purchase the home of your dreams or keep the one you have!
Underwriting
If your application is in order and you do qualify, you can get a pre-approval letter to show sellers you’re a serious buyer and what you can offer.
Close
Now that you’re pre-approved for a mortgage loan, you’re ready to go house shopping and purchase the home of your dreams in North Central Florida or keep the one you have!
Learn everything you need to know about home buying, refinancing, and general mortgage topics.
January 12, 2023
December 19, 2022
