Loan Checklist

Mortgage Loan Checklist

Before applying for a mortgage loan with your direct lender, there are a few important items and documents you’ll need to gather in order to be fully prepared. We have provided a mortgage loan checklist below, that details exactly what you’ll need to have handy before purchasing the home of your dreams!

Copy of your I.D.

•   Driver’s License

Current Bank Account Statements (All Pages)

•   Checking & Savings statements – Last 60 Days

Income/Employment

•   Complete 2 year employment history
•   Paystubs – Last 30 Days
•   W-2/1099’s – Last 2 Years
•   Federal tax returns (All Pages) – Last 2 Years
•   Business tax returns (Self-Employed Only) – Last 2 Years
•   YTD Profit & Loss Statement (Self Employed Only)
•   Retirement/Social Security income (If Applicable)

Property (If Applicable)

•   Mortgage statement(s)
•   Current Homeowners Insurance Agent Contact Information
•   Property Tax bill
•   Homeowners Association Dues Statement (If Applicable)

Special Circumstances (If Applicable)

•   List of property you own with addresses
•   Landlord Contact Information
•   Bankruptcy papers
•   Divorce or separation decree with alimony and child support information
•   DD214 for VA loans

For Refinancing

•   Mortgage note for the loan you are refinancing
•   Owner’s Title policy and Survey

After you have all of the necessary items, give The Mortgage Firm Gainesville a call to schedule a time to talk about moving forward with the next steps of the loan application process!

Use our loan calculator below to calculate an

estimate of your mortgage payment

Check out our additional homebuying resources