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VA home loans provided through the Department of Veteran Affairs offer loans to qualified buyers for purchasing a primary residence. No downpayment is required for this loan type, and a homebuyer must be either retired or active duty military. 

VA loans, supplied by private lenders like The Mortgage Firms North Central Florida, do not require monthly mortgage insurance and offer 100% financing. This loan type also offers low closing costs, low-interest rates, which can be used multiple times by an active-duty or retired service member. 

The VA loan was first offered in 1944 by the United States Government and was designed to help service members who returned to the states purchase a home without strict credit requirements or a large down payment. 

VA Home Loan Details

  • For the purchase of a primary residence 
  • No down payment 
  • Must be retired or active duty military 
  • No monthly mortgage insurance 
  • Up to 100% financing 

If you are interested in applying for a VA Home Loan with The Mortgage Firm North Central Florida, make sure to view our loan checklist and contact us with any further questions!